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The Crown Jewels

The Crown Jewels

The engagement of Prince William and Kate Middleton is one of the most romantic stories to make the headlines in 2010. But Will's proposal whilst the two were holidaying in Kenya could have taken an embarrassing turn. According to news reports, he carried his mother's engagement ring (worth around £85,000) in his rucksack for three weeks before popping the question.

Given that many of us can't remember where we've left our keys on a good day, this begs the question: what if it had got lost? Can you imagine the scene? "Kate, will you marry me? I had a ring; I don't know where it is now. I last saw it over by those lions..."

Fortunately, I imagine you or I or anyone we know will never have to worry about losing a royal heirloom worth almost a hundred grand. But that doesn't mean it wouldn't be a right royal disaster if you or your loved one misplaced your cherished wedding or engagement ring. Whatever its value, a wedding or engagement ring is more than just a piece of jewellery: it's a symbol of your love and commitment to each other, a memento of the day you joined in holy (or unholy) matrimony, a treasured gift to pass on to your children and your children's children, and one of the few things that can deter amorous advances from strangers in bars. To lose it would be upsetting; to be unable to replace it, devastating.

Suffice to say, although insurance might be the last thing you want to think of when you're planning the most romantic occasion of your life, it's probably worth spending a few moments to safeguard something you intend to hold onto forever. At Quality Diamonds, we've arranged for jewellery insurance specialists T H March to give you advice and a free quote - if you want one. At the very least, it might save you having to wrestle a lion...